Talk:Automated Clearing House
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Wow, guys, relax. The text is not copyrighted, and it can be found on many public websites, including the official ACH admin institution (NACHA).
"The ACH Network is a highly reliable and efficient nationwide batch-oriented electronic funds..." is from http://www.nacha.org/About/what_is_ach_.htm
"The ACH Network serves 20,000 financial institutions, 3.5 million" is a text NACHA is giving away to anyone. I'm working with them on a daily basis as part of my job, so I pretty much KNOW. But anyhow, you can find it all over the web: http://www.transactnet.com/ACHBenefits.htm and http://www.nationalach.com/what-is-ach.cfm and many others:
INCLUDING NACHA'S WEBSITE:
http://www.nacha.org/news/news/pressreleases/2000/PR071100/pr071100.htm
- Is it public domain though (or is available for use here)? Check Wikipedia:Copyrights for info too. Dysprosia 11:09, 18 Oct 2003 (UTC)
A press release can be quoted anywhere, it's a law. --Aviv
- But are the two links before the pressrelease links press releases? (www.nacha.org..., transactnet..., nationalch...) Dysprosia 11:15, 18 Oct 2003 (UTC)
That organization does not copyright their content, except for what they charge money for. Not only that, on http://www.nacha.org/About/what_is_ach_.htm there is no copyright statement.
The paragraph that starts with "The number of ACH payments originated by financial institutions increased to 8.05 billion in" also appears in a press release: http://www.nacha.org/news/news/pressreleases/2003/PR042803/pr042803.htm
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- These sites have copyright notices on the pages you linked, at the bottom of the page. A copyright notice isn't required, though. Also, their copyright terms prohibit reuse.JamesDay 23:22, 28 Oct 2003 (UTC)
And all other content (the definition I've included - Originator, Receiver, etc.) can be found on other websites, such as PUBLIC FAQS http://www.gsb.com/business/OB/obFaq.html and a definitions list at http://www.interceptcorporation.com/definition.shtml and http://www.tmsimage.com/products/ARC_glossary.html (which, by the way, copied the page exactly as it is).
So guys, it is public domain.
Aviv
Original has been removed and replaced by a rewritten version. Angela 18:20, Oct 30, 2003 (UTC)
On the page it states "..(ACH) is a nationwide..." - which nation? They do not operate in the UK..! —The preceding unsigned comment was added by StuartCarter (talk • contribs).
[edit] Article is far too US-centric
This article only describes the ACH in the United States. Many countries in the world have an ACH or ACH system that functions differently from that of the US. The article should be restructured with a genenric decription of what an ACH is and does, then have subsections on business, governance, and processing models etc., before then describing the US ACH (and prefferably others too) as one example. --LippyTheLip 12:57, 26 July 2006 (UTC)
== Agreed, ACH is not only a US term... There is something called PE-ACH, pan-European ACH.
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- Also agree e.g. use of "the nation's" and also would like to see more about PE-ACH. Additionally a better description of the purpose of an ACH would be beneficial. --k —The preceding unsigned comment was added by 203.152.115.183 (talk) 01:28, 19 January 2007 (UTC).
